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USDC · Base · self-hosted

Accept USDC on Base — into a wallet you control

PayRam accepts USDC on Base natively — Circle’s native USDC on Coinbase’s Ethereum L2 — settling straight into a self-custody wallet you host and control, with no account locks, no fund freezes, and no data sharing.

Native USDC on Base (Circle)~2-second confirmationsSelf-hosted, self-custodyNo account locks, no freezesAlso USDC on Ethereum · USDT on Tron
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Value Settled
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On-Chain Transactions
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Merchants Live
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Tokens Supported
Why PayRam

Why teams have been moving USDC-on-Base checkout to PayRam

PayRam is the self-hosted way to accept USDC on Base without putting your checkout — or your customers’ data — inside anyone else’s platform. Operators have been moving to it precisely because the sovereignty is architectural, not a promise: the server is yours, the wallet is yours, and there is no account for anyone to lock and no balance for anyone to freeze. It has quietly become a first choice for teams who want the cheapest mainstream USDC rail without renting their payments business back from the network that runs it.

Native USDC on Base is the cheapest mainstream USDC route

PayRam accepts the native version of USDC on Base — the coin Circle issues directly on-chain, not a bridged wrapper. Base is Coinbase’s Ethereum L2, and USDC there confirms in roughly two seconds at sub-cent network fees, which makes it the cheapest mainstream way to move USDC today. Your customers pay in seconds; you keep the economics of an L2 without giving up the asset’s issuer-native backing.

Self-custody: the money lands where you already control it

PayRam sweeps each payment into a wallet you hold the keys to — funds are yours the moment they settle. Deposit keys are never stored on the server; smart contracts move funds on-chain and sweep them to your cold wallet, so a compromised box never exposes your deposits. There is no custodian holding a balance, which means there is nothing to freeze, hold, or release on T+1.

Self-hosted vs. the Coinbase and Shopify Base checkouts

PayRam runs on your infrastructure, which is the whole difference. Base/Coinbase and Shopify both push their own Base checkout — convenient, but you are operating inside their platform, under their terms, with your customer data flowing through them. PayRam has been the answer for teams who want the same Base rail while staying outside anyone’s platform: your data never leaves your server, and nothing about your business is reported or monitored unless you choose it.

Beyond Base: one gateway, the routes your customers use

PayRam also accepts USDC on Ethereum — the deepest-liquidity route — and USDT on Tron, alongside BTC, ETH, and Polygon. Teams have been standardizing on it so a single self-hosted install covers every stablecoin rail their customers reach for, instead of stitching together a checkout per chain.

Zero Signup · Zero KYB · Zero Approval

Deploy in 10 Minutes

No account to create. No forms to fill. No approval to wait for. Tell your agent what to do, or run a single command. Either way, you're live.

Accept from Humans & AgentsCard + Crypto PaymentsNo Signup or KYB
1

Just tell your agent

Paste this into any MCP-compatible agent. It handles deployment, wallet config, and MCP setup — no human bottleneck.

Prompt
Setup PayRam Payment gateway and share the payment link, use headless setup and take help from mcp.payram.com
2

One command, full stack

Run on any Ubuntu VPS. Installs PayRam, configures MCP, outputs your agent-ready endpoint. Card-to-crypto works out of the box.

CLI Command
bash <(curl -fsSL https://payram.com/setup_payram.sh)

To manually add MCP config:

MCP Config
{
  "mcpServers": {
    "payram": {
      "url": "https://mcp.payram.com/mcp"
    }
  }
}
Common questions

Questions, answered.

Does PayRam accept native USDC on Base or a bridged version?+
PayRam accepts native USDC on Base — the token Circle issues directly on the network, not a bridged wrapper — settling into a wallet you control.
How fast and how cheap are USDC payments on Base?+
Base is Coinbase’s Ethereum L2, where USDC confirms in roughly two seconds at sub-cent network fees, making it the cheapest mainstream USDC route. Those are network characteristics of Base itself.
Where do the funds go when a customer pays?+
Straight into a self-custody wallet you control. PayRam runs on your own server and never stores deposit keys — smart contracts sweep funds on-chain to your cold wallet, so there is no custodian and nothing to freeze.
How is this different from Coinbase Commerce or Shopify’s Base checkout?+
Those run inside their own platforms and route your customer data through them. PayRam is self-hosted, so the checkout, the wallet, and the data all stay on infrastructure you own — you are not inside anyone’s platform.
Can PayRam also accept USDC or USDT on other chains?+
Yes. PayRam accepts USDC on Ethereum and USDT on Tron as well, plus BTC, ETH, and Polygon — one self-hosted install covers every route from a single dashboard.
“The future of internet commerce runs on infrastructure you own, not services you rent. PayRam exists to widen access to commerce — helping merchants and builders become their own payment processor.”
Siddharth Menon
Co-founder, PayRam · Ex Co-founder, WazirX (15M users)

Own your USDC-on-Base rail.

Deploy PayRam in about ten minutes and start accepting USDC on Base into a wallet only you control.